Pricing

Simple, transparent pricing

Late payment protection for UK service businesses. Headline prices are ex VAT (B2B convention); inc VAT is shown beside each price — no checkout surprises.

MonthlyAnnual (save vs monthly)

Free

Get started with invoicing, cash flow, and basic PRI

£0

150/mo AI

Core invoicing and integrations. The upgrade moment is your first late payment — that is when you activate Protection (30-Day Lock and recovery).

Sign up free — no card required

What's included:

  • Unlimited invoices & clients (fair use)
  • Up to 3 users
  • FreeAgent, Sage, Xero & QuickBooks integrations
  • Basic PRI checks (limited)
  • Cash flow visibility
  • No 30-Day Dispute Lock or escalation
  • No financing or insurance marketplace
  • Email support

Protection

Full payment protection & recovery

£44/month

£52.80 inc. VAT · £637/yr

Save £177 per year vs paying monthly

600/mo AI AI Credits

Complete 30-Day Lock, statutory interest, all five recovery stages, SBC, court guidance, financing & insurance partners, and full PRI — without upselling you mid-dispute.

Start 45-day free trial

What's included:

  • Everything in Free, plus full Lock & recovery
  • Up to 10 users
  • 5-stage escalation through to collection referral
  • Letter Before Action & SBC filing support
  • Invoice finance & credit insurance access
  • Full PRI reports & AI risk advice
  • Shadow interest convert & dispute evidence
  • Priority email support
Most Popular

Business OS

Compliance, branding & operations

£81/month

£97.20 inc. VAT · £1,177/yr

Save £327 per year vs paying monthly

1,200/mo AI AI Credits

Everything in Protection plus IR35, CIS, MTD VAT, custom branding, grace periods, API access, and advanced reporting for firms with heavier compliance workloads.

Start 45-day free trial

What's included:

  • Everything in Protection
  • Up to 25 users with roles
  • IR35, CIS & MTD modules
  • Custom branding & logo
  • Grace period configuration
  • API access
  • Advanced analytics
  • Priority support with faster SLA

Enterprise

Multi-entity & white-label

£186/month

£223.20 inc. VAT · £2,689/yr

Save £747 per year vs paying monthly

2,000/mo AI AI Credits

Unlimited scale, multi-workspace management, hide WeorcOS branding, and dedicated support for the largest teams.

Start 45-day free trial

What's included:

  • Everything in Business OS
  • Unlimited users & volumes
  • Multi-workspace management
  • White-label & hide WeorcOS badge
  • Dedicated customer success
  • Custom integrations where agreed
  • Enhanced security & onboarding
  • Annual commercial reviews
GDPR Compliant
30-Day Lock Protection
45-day free trial
Cancel anytime

Compare Plans

See what's included in each plan

FeatureFree
£0/mo
Protection
£44/mo
Business OS
£81/mo
Enterprise
£186/mo
Invoices per monthUnlimited5002,000Unlimited
Scope documents per monthUnlimited5002,000Unlimited
Change orders per month5200500Unlimited
Team members31025Unlimited
AI FeaturesUpgrade required600 credits/mo1,200 credits/mo2,000 credits/mo
30-Day Dispute Lock
Invoice acceptance workflow
Automated reminders
Shadow interest trackingView only
Convert to active claims
Client Risk Assessments3/mo50/mo150/moUnlimited
Companies House dataBasicFullFullFull
Payment Practices data
AI risk advice
Recovery stages 1–5
Letter Before Action (LBA)
SBC complaint filing
County court claims
Collection agency referrals
Invoice financing applications10/mo25/moUnlimited
Credit insurance quotes10/mo25/moUnlimited
CIS Module
IR35 Assessment
MTD VAT Submissions
FreeAgent, Sage, Xero & QuickBooks
API access
Custom brand colors
Custom logo
Hide WeorcOS branding
Grace period settings
SupportEmailPriority emailPriorityDedicated

Frequently Asked Questions

Everything you need to know about our pricing

Most WeorcOS customers are VAT-registered UK businesses. For VAT-registered customers, the VAT charged on WeorcOS subscriptions is reclaimable as input tax in the next VAT return — meaning the ex-VAT figure is the effective cost. We display ex-VAT to reflect the real economics for the majority of our customers, with the inc-VAT figure shown alongside for full transparency.

The inc-VAT figure (shown below each ex-VAT price) is the amount charged to your card at each billing cycle. For Protection at £59/month ex-VAT, for example, your card is charged £70.80/month — and if you're VAT-registered, you reclaim £11.80 in your next VAT return.

Yes. At signup, there's an optional VAT number field. Providing your VAT number ensures your invoices are fully tax-compliant and supports straightforward reclaim. If your business is based in the EU, providing a valid EU VAT number triggers reverse-charge treatment (no VAT charged by WeorcOS).

If your business is below the UK VAT threshold (£90,000 turnover), VAT is a real cost. In that case, the inc-VAT figure is what you pay. Our Free tier has no VAT implications — it's free. When your business grows and crosses the VAT threshold, the subscription VAT becomes reclaimable.

Yes. Protection at £59/month ex-VAT compares favourably to alternatives such as late-payment chasing tools from around £39/month ex-VAT (without full protection or financing integration), comparable platforms around £75/month for similar scope, or hiring in-house credit control. Protection can pay for itself on the first recovered late payment.

The 30-Day Lock is our payment protection system. When you send an invoice, the client must accept it, starting a 30-day window. If they don't raise a dispute within 30 days, WeorcOS records the acceptance and begins calculating statutory interest automatically. This creates a clear, dated evidence record that strengthens your position in any recovery or escalation process.

AI Credits power PRI checks, scope and invoice generation, document extraction, and recovery drafting. Each action uses credits based on complexity. Free includes 150/month, Protection 600/month, Business OS 1,200/month, and Enterprise 2,000/month.

Yes, you can upgrade or downgrade your plan at any time. When upgrading, you'll have immediate access to new features. When downgrading, changes take effect at the end of your current billing cycle.

Payment Reputation Index (PRI) Check uses Companies House data to assess client payment risk. It shows insolvency history, filing compliance, and charges/liens to help you decide payment terms before taking on work.

Under UK law, you can charge 8% plus the Bank of England base rate (currently 12.75% total) on late payments, plus compensation of £40-£100 depending on debt size. WeorcOS calculates this automatically and includes it in recovery letters.

Our structured recovery workflow escalates through: (1) Automated reminders, (2) Statutory interest calculation, (3) Letter Before Action, (4) Small Business Commissioner referral support, (5) County court guidance and documentation. Each stage is automated with generated documents.

Yes. Protection, Business OS, and Enterprise include a 45-day free trial with card on file; you are not charged until the trial ends. The Free tier does not require a card and is ideal until you need Lock and full recovery.

Still Have Questions?

Our team is here to help you find the perfect plan for your business.