6 Integrated Features

Late Payment Protection Platform

Everything you need to protect your cash flow, recover late payments, and never chase invoices again — with automated dispute resolution and statutory interest recovery.

30-Day Lock Protection

Lock payment terms at invoice acceptance. If not disputed within 30 days, the debt is legally verified.

Automatic Interest Recovery

Calculate and recover statutory interest (8% + BoE rate) plus compensation fees automatically.

PRI Client Risk Check

Check client payment reputation using Companies House data before you quote or invoice.

Complete Payment Protection

Six integrated features designed to protect your cash flow from scoping to recovery.

01

30-Day Lock

Payment verification that protects your cash flow.

  • Lock payment terms at invoice acceptance
  • 30-day verification window for clients
  • Automatic debt verification if not disputed
  • Full audit trail with timestamps
02

Late Payment Recovery

Automated escalation that gets you paid.

  • Statutory interest calculator (8% + BoE rate)
  • Compensation fee recovery (£40-£100)
  • Small Business Commissioner reports
  • Automated payment reminders
03

PRI Check

Know your client risk before you invoice.

  • Companies House data integration
  • Payment reputation scoring
  • AI-powered risk assessment
  • Recommended terms & credit limits
04

Smart Scoping

Professional scope documents with digital acceptance.

  • Deliverables & pricing breakdown
  • Built-in payment terms & interest
  • Client digital signature capture
  • Change request management
05

Invoice Management

Professional invoicing with acceptance workflow.

  • Client invoice acceptance portal
  • Automatic payment tracking
  • Status: draft to paid or disputed
  • PDF generation & email delivery
06

Recovery Dashboard

5-stage escalation to get your money back.

  • Stage 1: Internal Resolution (31-45 days)
  • Stage 2: SBC Complaint (46-90 days)
  • Stage 3: Letter Before Action (91-104 days)
  • Stages 4-5: Court & Collection Agency
Payment Protection

30-Day Lock: Never Chase Payments Again

Late payments cost UK SMEs billions each year. Our 30-Day Lock system ensures payment terms are locked the moment work is accepted, with automatic escalation for any delays.

Payment terms locked at contract acceptance
Automatic reminders before due dates
Dispute resolution with evidence trail
Escalation to statutory interest claims
Integration with finance and lending options
Protect Your Cash Flow
30
Day Payment Lock
Invoice SentDay 0
Reminder SentDay 25
Payment LockedDay 30
Dispute TriggeredDay 31+
FTS API
Contracts Finder
Companies House
TrueLayer
Xero
QuickBooks
Stripe
GoCardless
CDP

Seamless Integrations

Connect with the UK's most important business systems for risk checking, payment verification, and accounting sync.

Companies House for client risk checks
TrueLayer open banking verification
Xero, QuickBooks & FreeAgent sync
Small Business Commissioner filing
Email & calendar integrations

Ready to Protect Your Cash Flow?

Stop chasing late payments. Start every client relationship with clear terms and automatic protection.